• Chandra Shekhar
• Shailesh Kumar Jain
• Sunil Deshpande
• Pallavi Rai

Abstract Comparing the phase between introductions of Basel I to implementation of Basel III, Central Bank, Reserve Bank of India (RBI), in combining with the Basel Committee on Banking Supervision, endorsed new capital standards: Basel III, to appendage to Basel I and II. Approved by the RBI, mandatory to Indian banks to start the Basel III standards in 2013. However, the full implementation of Basel III has taken place in 2019 and the financial result has to be declared in 2020 and after that the impact will be measured in the future. This study will scrutinises Basel I, II and III’s to understand the impact of implementation on the Capital Adequacy Ratio of the Indian Banks. Due to the new standards, the Banks required surplus capital reserves for market and operational risk, in the changeover from Basel I to Basel II to Basel III had the utmost impact on different banks.

BASEL, RBI, Capital Adequacy Ratio

"Impact of Implementation on the Capital Adequacy Ratio of the Indian Banks", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.6, Issue 6, page no.1016-1023, June 2019, Available :http://www.jetir.org/papers/JETIR1908A92.pdf

"Impact of Implementation on the Capital Adequacy Ratio of the Indian Banks", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.6, Issue 6, page no. pp1016-1023, June 2019, Available at : http://www.jetir.org/papers/JETIR1908A92.pdf